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New
land development can increase flood risk, especially if the
construction changes natural runoff paths. |
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Every
year, flooding causes more than $2 billion of property damage in the
U.S |
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In
2003, over 7,000 of the 17,781 flood claims filed were due to damage
from Hurricane Isabel. The average loss reimbursement was $18,794. |
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Roughly 25% of all claims paid by the NFIP are for policies in low-
to moderate-risk communities. |
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FloodSmart Insurance has
created this Privacy Statement in order to demonstrate our commitment to
privacy. The following discloses our information gathering and
dissemination practices for FloodSmart Insurance Web site. As this
Statement may be revised from time to time, please check back
periodically.
Online Information Requests &
Feedback
The FloodSmart Insurance Web site provides a request form for visitors
to provide feedback or request additional information relating to
FloodSmart Insurance services. This request form may ask visitors for
contact information, such as the visitor's name, address, telephone
number and/or email address.
FloodSmart Insurance uses information submitted via the information
request form to contact Web site visitors regarding the types of
services FloodSmart Insurance offers, and to demonstrate to the Web site
visitors how they can benefit from FloodSmart Insurance services.
FloodSmart Insurance may also use the contact information to contact Web
site visitors when necessary. Visitors may opt out of receiving
promotional information from FloodSmart Insurance by not submitting an
information request form.
FloodSmart Insurance will not sell or otherwise provide a visitor's
personal contact information to any outside organizations.
Hidden Information
Unlike user-entered data (such as form submissions) some types of
personally identifiable information transmitted across the Internet are
not readily perceptible to Web site users. Such information may include
your Internet protocol address ("IP address"), which identifies your
specific computer on the Internet, and personally identifiable
information stored in session variables, or "cookies" on your computer's
hard drive. FloodSmart Insurance may collect and use these types of
hidden information on its Web site:
Session Information & Cookies - FloodSmart Insurance may utilize cookies
on www.FloodSmart.com.
IP Addresses - FloodSmart Insurance does utilize Logging IP addresses.
Linked Web sites
The FloodSmart Insurance Web site may include links to other companies
or Web sites. These other entities may collect personal information,
including identification information from you. Please be advised that
FloodSmart Insurance is not responsible for the privacy practices or the
content of such Web sites and this privacy statement does not cover the
information practices of such sites.
FloodSmart Insurance does not receive any personal information about
visitors to the FloodSmart Insurance Web site from any third party,
including any information collected by or through links to third party
Web sites on the FloodSmart Insurance Web site.
Opt Out
FloodSmart Insurance is committed to protecting the personal, private
information of persons who use our Web site services. Therefore,
FloodSmart Insurance provides Web site visitors the ability to opt out
of using FloodSmart Insurance services, and/or receiving information
from FloodSmart Insurance. If you no longer wish to receive information
or use FloodSmart Insurance services, you may have your information
removed from FloodSmart Insurance database by:
Sending an email via the Contact Us form.
Calling FloodSmart Insurance at (866) 277-0055, and requesting that such
information be removed from FloodSmart Insurance database.
Visitors to FloodSmart Insurance Web site may opt out of receiving
informational communications about FloodSmart Insurance services by not
submitting a request for information.
Online Security
While FloodSmart Insurance strives to protect its user's personal
information and privacy, no data transmission over the Internet can be
guaranteed to be 100% secure. As a result, while FloodSmart Insurance
stores your personal information in data networks that are password
protected, we cannot ensure or warrant the security of any information
you transmit to or receive from us through our Web site and online
services.
Trademarks
All logos used and products named are trade names and trademarks of
their respective companies.
Contacting the Web Site
If you have any questions about FloodSmart Insurance Web site, please
contact us using the Contact Us form.
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