FloodSmart Insurance          FloodSmart Zone Correction

During the 20th century, floods were the number-one natural disaster in the United States in terms of number of lives lost and property damage.

Over 90% of all U S natural disasters include flooding.

Each and every year, in America, homes in special flood hazard areas are six times more likely to be destroyed by flooding than by fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land's natural ability to absorb water.

Flood Insurance Puts You in Control. Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster.

Anyone can buy flood insurance as long as the property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even if you've had previous flooding, you can still buy flood insurance. Renters may purchase flood insurance for their possessions. Premiums for flood insurance are set by the U.S. government, your rate is the same from any insurer.

As flooding becomes a more common occurrence, property owners need to face the facts. Floods can occur at any time of the year, in any part of the country, and at any time of the day or night.

Terry L Tyson
Senior Flood Agent
FloodSmart Insurance