A certificate that verifies the elevation data of a structure on a given property relative to the ground level.
The Flood Elevation Certificate is an important tool of the National Flood Insurance Program (NFIP). It is used to certify building elevations if the building is located in a Special Flood Hazard Area in order to:
- Determine the proper flood insurance premium rate for the building.
- Support a request of a Letter of Map Amendment (LOMA) or Letter of Map Revision based on fill (LOMR-F).
The Elevation Certificate is used by local communities and builders to ensure compliance with local floodplain management ordinances and is also used by insurance agents and companies in the rating of flood insurance policies.
Elevation certificates are not mandatory in all areas or flood zones. A FloodSmart Agent will be able to tell you if an elevation certificate is required. 866-277-0055.