Residential Coverage

Condo Owner/Renter

If you rent or own your condominium unit, it is a good idea to purchase both building (if you own the unit) and contents coverage. If you are a tenant, contents only coverage is available. The policy premium is based on several factors including the flood risk of the building that you occupy. (Read More)

Excess Residential Flood Insurance

Excess flood insurance is obtained through private markets when available. (Read More)

Flood Information 101

By now, you probably know that only flood insurance covers flood damage, but you probably don’t know all of the details. Here are a few of the more frequent terms. (Read More)

Homeowners

As a homeowner, it’s important to insure your home and its contents. Depending on your property location, your home is either considered at high-risk or at moderate-to-low risk for a flood. Your insurance premium will vary accordingly. (Read More)

Renters

If you are a tenant, it is wise to insure your contents. The policy premium will be based on several factors including the flood risk of the building that you occupy. (Read More)

What’s Covered

Flood insurance policies cover physical damage to your property and possessions. You can use the following list as a general guide to what is and isn’t covered or simply refer to the Summary of Coverage (PDF) found in our “Downloads” section. (Read More)