As soon as floodwater levels have dropped, it’s time to start the recovery process.
Here’s what you can do to begin restoring your home.
If your home has suffered damage, call your insurance agent to file a claim.
Check for structural damage before re-entering your home to avoid being trapped in a building collapse.
Take photos of any floodwater in your home and save any damaged personal property.
Make a list of damaged or lost items and include their purchase date and value with receipts. Some damaged items may require disposal, so keep photographs of these items.
Keep power off until an electrician has inspected your system for safety.
Boil water for drinking and food preparation until authorities tell you that your water supply is safe.
Prevent mold by removing wet contents immediately.
Be sure to wear gloves and boots to clean and disinfect. Wet items should be cleaned with a pine-oil cleanser and bleach, completely dried, and monitored for several days for any fungal growth and odors.
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If you live in a moderate-to-low risk area and are eligible for the Preferred Risk Policy, your flood insurance premium may be as low as $119 a year, including coverage for your property's contents.
When a river floods its banks it can end up draining yours.
Just a few inches of floodwater can end up costing thousands of dollars in repairs, and flood damage isn't covered by homeowners insurance policies. Don't risk your home. Call for a flood insurance quote today.